Homes for Sale in Lake Monticello

Wildwood Dr

EXPERIENCE THE BEST OF LAKE LIVING! This beautifully maintained waterfront home offers 110’ of lake frontage on a peaceful .61-acre lot in a no-wake cove—perfect for fishing, kayaking, swimming, or just floating. A large dock with boat lift (new in 2022), fishing/ski boat, and pedal boat are included. Built by award-winning Southern Homes, this gem features an open floor plan, vaulted ceilings, solid hardwoods, and stunning lake views from the cozy living room with gas fireplace. The kitchen shines with granite counters, gas cooking, double ovens, built-ins, and a newer fridge. The main-level primary suite includes a spa-like bath with heated tile floors, walk-in shower, and double vanity. Outdoor living includes a screened porch, large deck, and screened patio—all overlooking the lake. Terrace level includes bedroom, wet bar, office/craft room (optional 4th bed), and workshop with private yard access. Gas hookup ready for 2nd fireplace & outdoor shower. Whole-yard irrigation w/ new pump (2024). New roof, gutters & guards (2023). VA Green lawn service & A/C maintenance paid through 2025. Close proximity to Beach 2 and easy access to the water’s edge via a lush, grassy backyard—your private lakeside retreat awaits! This is a must!!

Details about Wildwood Dr

$1,025,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Overlook Cir

Adorable cape cod located on almost 1/2 acre in the Crofton section of Lake Monticello. This home features main level living with 2 additional bedrooms on the second level and bonus space in the partially finished basement. Entering this home, you notice the hardwood floors in the main entry. To the left of the entrance is the Primary bedroom featuring a en-suite bath with dual vanities, and a walk in closet. To the right of the entry is a bonus room perfect for a home office or reading room. Walking towards the rear of the home you will pass the powder room on the way to the great room with fireplace and access to the oversized rear deck, dining area and kitchen. The kitchen features a breakfast bar, granite countertops and loads of cabinets. The second floor features 2 sizeable bedrooms and a second full bath. The is a partially finished terrace level which offers a flexible finished area great for a play area, home theatre, or family room. The oversized yard offers numerous options for the addition of a garage, huge play area or formal garden. This home also offers quick access to Lake Monticello Road. As part of Lake Monticello, there is full access to all amenities.

Details about Overlook Cir

$334,700.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Hawks Pl

Private oversized lot located near Beach 4. This lake home offers lots of space and a feel of privacy set back off the road. Featuring a great kitchen with huge breakfast bar, formal living and dining room plus a spacious family room all on the main level. Second floor offers 3 sizeable bedrooms with high ceilings and an air of living in a tree house. The entire home has new lvt flooring and has been freshly painted. There is a large rear deck overlooking the fenced back yard. The large shed provides plenty of storage for kids and adult toys. Home also boasts a newer roof, and new hvac system.

Details about Hawks Pl

$349,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Jefferson Dr

Welcome to this lovely one-level home, an ideal starter residence or a fantastic option for those looking to downsize. This charming property features a gas log fireplace in the living room, creating a cozy and inviting atmosphere. The vaulted ceiling adds a sense of spaciousness, while the screened porch offers a perfect spot to relax and enjoy the outdoors without the hassle of insects. The level back yard is a versatile space, complete with a new shed that provides ample storage for all your needs. The property also boasts an oversized one-car garage with pull-down attic access, offering additional storage solutions. Recent updates include a new roof, new outdoor shed, new windows, and a renovated screen porch. This home is located in a vibrant community with numerous amenities that cater to the whole family. Whether you're looking to enjoy leisurely strolls, engage in recreational activities, or simply spend quality time with loved ones, you'll find plenty of options right within your neighborhood. Don't miss out on this wonderful opportunity to own a delightful home that combines comfort, convenience, and community.

Details about Jefferson Dr

$355,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Jefferson Dr

This fabulous three-bedroom, three full bath house features numerous upgrades, both inside and out. As you enter into this lovely home, the living room is bright and open with high vaulted ceilings and skylights above the dining room. The three-season sunroom on the rear of the home overlooks a private, flat, fenced-in backyard with a terraced patio area perfect for entertaining. Kitchen features granite countertops; recessed lighting; brand NEW Pergo flooring; new stainless-steel refrigerator; new stove top; and washer and new dryer have been relocated from garage to main level for convenience. Spilt bedroom design. Downstairs (with stair lift) includes bonus living space and full bath. Attached is an oversized side-loading two-car garage with NEW lights and garage door openers. Additional upgrades and improvements include: a new roof with gutter guards (2021); HVAC (2023); all new plumbing throughout the entire home (No Quest!); a new Generac whole-house generator; duct vents cleaned (2023); a French drain added at garage doors; a whole-house water filtration system; brand new Andersen windows on front of the house, and more! MUST SEE!

Details about Jefferson Dr

$359,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Hardwood Rd

Lovely, well-maintained home on a quiet road offers spacious living nestled among the trees. Superior upgrades include oversized wood trim throughout, walk-in closets with wooden built ins, large soaking tub and separate shower in primary bathroom, two-year old stainless steel appliances in the kitchen, a pantry, a mudroom and a wood burning fire place. There is a exercise room and home office in the basement, a one-car garage and paved driveway. There is a deck, patio and shed. The 352-acre lake is at the heart of the community, perfect for boating, swimming and fishing. The house is a short distance to Beach 2. Lake Monticello has 5 beaches.

Details about Hardwood Rd

$359,900.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Holly Cir

Tucked away in the Crofton section of Lake Monticello, just outside the main gate, this updated 4-bedroom, 3-bathroom home offers the perfect balance of peace & privacy while still providing full access to all the incredible amenities Lake Monticello has to offer. Step inside to discover a thoughtfully designed, move-in ready interior. The main level features an inviting living & dining area, along with the spacious owner's suite, complete with an attached bath for added convenience. Upstairs, you’ll find 2 bright bedrooms, along with a full bathroom. The walk-out terrace level expands your living space even further, offering a cozy living area, plenty of storage, a large laundry room with a sink, and a bonus primary bedroom with an en-suite bath. Outside, enjoy plenty of space to relax and connect with nature. Unwind on the covered front porch, or retreat to one of two private back decks—one off the kitchen and the other from the terrace level. The low-maintenance landscaping with plants throughout the front yard enhances the home's curb appeal and complements its serene setting. This home is ready for its next owner to enjoy comfort, convenience, and a peaceful lifestyle. Full list of updates in Docs. Open House 4/26 1-3pm!

Details about Holly Cir

$369,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Bunker Blvd

Golfer’s Dream! Step from your back door straight onto the putting green in this charming chalet-style home nestled on the golf course, offering breathtaking water views of the pond with a stunning fountain. Enjoy front-row views of the 10th green from your spacious deck or take a short stroll to the clubhouse, driving range, and putting green. Designed for comfort and convenience, this home features a first-floor primary suite, expansive windows, and an abundance of natural light. The unique architectural design and low-maintenance lifestyle make it a standout. The fenced-in yard adds privacy, while recent repairs and replacements have been completed for peace of mind. A pre-listing home inspection is available for review. Don’t miss this rare opportunity to live the ultimate golf course lifestyle!

Details about Bunker Blvd

$375,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Jefferson Dr

*OPEN SATURDAY & SUNDAY _ 4/26 & 4/27_TIME_1PM to 3PM* Charming log cabin nestled in a peaceful wooded setting just a short walk from Beach 5 at Lake Monticello. Inside, you’ll find vaulted ceilings with exposed beams, oak pegged floors, and an updated kitchen with granite counters and stainless appliances, opening to a spacious living area with a stone hearth and wood stove. The main level offers two bedrooms and a renovated full bath with a hydrotherapy walk-in tub/shower. Upstairs, a large loft with a half bath makes a great third bedroom or office. The finished basement includes a full bath, second wood stove, and plumbing for a kitchenette—perfect for guests or an in-law suite. Enjoy outdoor living on the screened porch or slate patio overlooking wooded privacy and raised garden beds. Recent updates include kitchen appliances (2023), roof (2021), retaining wall (2022), and exterior stain (2022), plus energy-efficiency upgrades by LEAP. Pets are welcome at Beach 5 during the offseason!

Details about Jefferson Dr

$380,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Englewood Dr

Charming Southern Living Cottage at Lake Monticello. Enjoy one level living at its finest. 3 bedrooms and 3 full baths, vaulted ceilings, large 2 car garage, woodburning fireplace and open kitchen. Finished terrace level offers a large finished rec room, full bath with jetted tub. Low maintenance homesite - mostly wooded and private. Fenced back yard. New paint and new flooring. Vacant and ready for immediate occupancy. Enjoy The Lake Monticello Lifestyle!

Details about Englewood Dr

$399,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Zephyr Rd

Welcome to Lake Monticello. This 4 Bedroom 2.5 Bath homes is located about .5 of a mile from Beach 4. This home has so much to offer! New dual unit HVAC systems replaced in 2021 and multiple updates including remodeled kitchen with stainless steel appliances and farm style sink, custom built-in around the gas fireplace in the living room and a remodeled primary bathroom with floor to ceiling tile. Drive into the two car garage with ample storage plus additional storage in the 16x12 shed in the back yard. The covered front porch and spacious backyard are added bonuses to this home. The primary bedroom includes a walk-in close, hardwood floors, vaulted ceilings and an attached bathroom with many upgrades. The over sized 4th bedroom can also be used as a home office, bonus room or rec room. This home is a most see!

Details about Zephyr Rd

$429,900.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Dogleg Rd

Stop your search—your dream home is right here at 49 Dogleg Rd! This freshly updated 4-bedroom, 2.5-bath beauty in Lake Monticello brings the perfect mix of space, style, and location. Step inside to find bright interior paint, a flowing open layout, and modern finishes throughout. The kitchen shines with granite countertops and plenty of room to gather, while the screened-in porch is your private escape to relax or entertain while overlooking the spacious backyard. The star of the show? A renovated primary suite featuring a spa-inspired en suite bathroom with stylish tile work, updated fixtures, and a calming, modern design. Three additional bedrooms offer flexibility for guests, work-from-home setups, or hobbies. All this just a short stroll to the beach, minutes to Zion Crossroads, and only 25 minutes to Charlottesville. Plus, enjoy all the perks of life in Lake Monticello—golf, lake access, marina, tennis, pool, and more. Schedule your showing today!

Details about Dogleg Rd

$445,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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The Ross

TO BE BUILT near the main gate at Lake Monticello. Popular Ross model, on a premium lot, with welcoming front porch, iron railings, 8" stained columns, wide window trim with upgraded colonial window grid patterns, front load garage with opener and 10x14 rear deck. Interior upgrades include: Laminate flooring throughout the main level, Optional kitchen layout with 36" wall cabinets with crown molding, tier 2 cabinets, granite counters, 2x6 island with overhang, stainless farmhouse sink and appliances, extra lights and window in great room, dining room with trim accent wall, oak stairs, primary bedroom with ceiling fan, primary bath with 5' tile shower, double bowl vanity with wave sink bowls, LED lights in other bedrooms, adult height toilets in primary and half baths, pull down attic stairs for storage, 2nd floor laundry. Photos are of a similar Ross model. Ask how you can receive $10,000 in seller paid closing costs.

Details about The Ross

$462,120.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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B2 Marina Point

A newly remodeled waterfront at Lake Monticello with main level living! You will fall in love with the newly renovated kitchen with granite counter tops, new cabinets, stainless steel appliances and double wall ovens. Harwood floors throughout the living area, kitchen and bedrooms. Enjoy your all seasons room with views of the Lake Monticello. Owners suite on the main level with a newly renovated bathroom and laundry. An additional bedroom on the main level that can be used also as an office. Upstairs enjoy a third bedroom and a full bathroom with shower and soaker tub. Other upgrades included an encapsulated crawl space, new blinds, light fixtures and fresh paint throughout. Come check out your next waterfront property.

Details about B2 Marina Point

$464,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Bridlewood Dr

CUSTOM-BUILT, MAIN LEVEL LIVING W/ ACCESSIBILITY FEATURES IN LAKE MONTICELLO CLOSE TO TURKEYSAG GATE, steps from local shopping & dining! This 3BR/3BA energy-efficient, well-built, 2x6, framed home combines luxury & thoughtful design. Features all gas appliances & mechanicals, include 9’ ceilings, beautiful oak hardwood flooring throughout, wide doorways, vaulted great room w/ French door access to a large screened porch, & equipped w/ full-house carbon-filter water subsystem. The spacious eat-in kitchen offers an abundance of cabinetry, stainless steel appliances, double sink w/ garbage disposal, Armstrong Soft Step flooring, powered island, pantry, & breakfast nook. The roomy primary suite offers a zero-entry tile shower, double sinks, heated floors, & walk-in closet. The 2 additional BR’s feature walk-in closets & share a bath w/ soaking tub. The oversized insulated garage equipped for a workshop w/ additional power, includes a generator hookup, & lots of storage space. There is a convenient mudroom w/ wash sink & extra full bath. Outdoors, enjoy the privacy this lot offers, a rainwater collection system to water the garden & ample parking. Community offers a pool, beaches, golf course, clubhouse, multiple restaurants & more!

Details about Bridlewood Dr

$496,950.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Jefferson Dr

***Seller is doing some continued renovation to the house. It will be back on the market in a few days*** Come see this beautifully updated home so close to the water at Lake Monticello. So many updates!!! Brand new kitchen: new cabinets, new quartz counters, new stainless steel appliances and new porcelain farm sink. The main level, including the bedrooms has gorgeous hardwood floors. Brand new bathrooms, new roof, new carpet in basement, new garage doors, new HVAC, new hot water heater. The entire interior of the home has been freshly painted as well. Seriously - this one feels brand new and feel like home!!! You are going to love it. Welcome home to your lake and golf community!

Details about Jefferson Dr

$497,500.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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The Caitlin

This stunning home built by Rural Virginia Readers Choice 2023 Winner, DES Construction. When entering you will love the open floor plan design. There is a perfect space for a formal living room, dining room or playroom when you first enter this beautiful home. The kitchen is spacious with white cabinets, subway tile backsplash, granite countertops, walk-in pantry and 5'x5' island. Off the kitchen there are built-in cubbies and a powder room. The kitchen looks into your family room with a gas fireplace. Between the kitchen and family room is the perfect place for a large farm table with a glass slider leading to the rear deck. Luxury vinyl plank throughout on the main level. Upstairs is the master bedroom with a sitting area, tile walk-in shower, double vanities, water closet and walk-in closet. 2 bedrooms with walk-in closets share a jack and jill bathroom. The 4th bedroom is a 2nd master with a large walk-in closet. 10x14 rear deck overlooking flat backyard and 2 car garage. Dual zone heat pumps with a crawlspace. Can be built on Walk-out unfinished basement is for $580,000.

Details about The Caitlin

$500,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Chatham Ln

Waterfront Paradise Awaits! Lowest-Priced Lakefront Home with Private Dock – Open House Sunday, 1-3 PM! Don’t miss this stunning 4-bed, 2.5-bath Cape Cod retreat on 126 feet of pristine waterfront in the exclusive Lake Monticello community. Priced to sell as the lowest-priced lakefront home, this move-in-ready home features over $100,000 in upgrades, offering an unbeatable value! Inside, enjoy a bright main-level primary suite with a luxurious bath, double vanity, and spacious walk-in closet. The upgraded kitchen boasts new stainless-steel appliances, sleek flooring, modern lighting, and energy-efficient windows with incredible water views. The finished walk-out basement includes a bedroom (or family room), new washer/dryer, bath rough-in, and a large workshop for extra storage. Outside, new concrete steps lead to a refreshed private boat dock with new decking. A single-car garage adds convenience. Lake Monticello offers 22 miles of shoreline, a PGA golf course, tennis and pickleball courts, an Olympic pool, and more. Whether a year-round retreat or a weekend getaway, this home has it all!

Details about Chatham Ln

$569,900.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Hawks Pl

UNPARALLELED MAIN LAKE VIEWS in this Waterfront Chalet Style Home located at the end of a cul de sac. Enjoy Spectacular Sunrises and the Hawks Nesting in the nearby trees. 145' Waterfrontage with brand new composite dock & steps leading to dock with electricity. New Stone Patio as well. Enter into the Open Floor Plan with wall of windows to enjoy those views. Well equipped kitchen w/pantry, breakfast bar, recessed lighting, solid surface counters. First floor primary bedroom with an updated tiled bath with shower. First level laundry and guest bath. Living Room features soaring ceilings w/open staircase to 2nd level, stacked stone floor to ceiling gas log fireplace w/remote. Sliding doors to wrap around composite decking. Room to spread out with the second level bedroom, full bath & bonus room or 4th bedroom. There is an additional bedroom, family room, full bath & utility room in the lower level with access to water & yard. This level features another wrap around composite deck w/storage shed & storage area. TRULY THE MOST BREATHTAKING VIEWS OF LAKE MONTICELLO.

Details about Hawks Pl

$759,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Cliftwood Rd

This is a rare opportunity to own over 550 feet of pristine waterfront on Lake Monticello, set on 1.8 acres of private, serene land. As you enter the home through the vaulted entryway, you'll immediately feel at home. The spacious open kitchen is perfect for entertaining, while the first-floor primary suite offers stunning lake views and easy access to the outdoor spaces. Upstairs, you'll find two additional large bedrooms, both with walk-in closets and panoramic views of the lake, along with a full bath. The finished terrace level adds even more living space, featuring a cozy living room, an office, and an additional bathroom, offering the perfect spot for guests or quiet evenings at home. With sweeping lake views from nearly every room, this home is an ideal retreat just waiting for someone to move in and make it their own.

Details about Cliftwood Rd

$849,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Wildwood Dr

We're at the Lake! That is what you will tell your friends & family when you live here. Relax & Spread out in this GORGEOUS Custom Built Waterfront Home located on a Quiet Cove w/boat dock & Main Lake Views. Carefully planned & designed by Southern Homes for current owner. Large foyer; Hardwood & Ceramic floors, skylights, gas log fireplace & Vaulted ceilings. The beautiful kitchen boasts granite counter tops, breakfast bar, kitchen nook area, stainless steel appliances, gas stove, tiled backsplash, custom wood cabinets. Formal Dining Room, updated lighting fixtures, 1st level Primary bedroom w/attached bath & large walk in closet. 1st level laundry/mud room w/sink, walk in pantry, washer, dryer off of the attached 2 car climate controlled garage. An additional carport for boat parking + storage shed. Enjoy the backyard & water views from your composite deck or Screened porch area off the kitchen. A 2nd bedroom/home office w/stained glass doorway on 1st level as well w/full bath + a guest bath. Open staircase leads you to the lower level w/bedroom, full bath, Rec Room & Bonus Room. Situated on an oversized lot. Level walk to the backyard & dock. Approx. 50' of water. Enjoy boating, fishing & swimming from your backyard.

Details about Wildwood Dr

$875,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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